The Home Buying Seminar will be presented in English and Spanish. Learn key steps to purchasing a home and available options, especially for first-time home buyers, regarding mortgage financing, underwriting and the approval process. Gain insight into whether you are ready for home ownership, pitfalls to avoid, and the mortgage and down payment assistance programs that are available. A light breakfast will be provided. Registration is required; call (860) 889-2365, ext. 128, or register on the online calendar. Sponsored by Chelsea Groton Bank.